Risk Disclosure

Effective Date: January 10, 2026

Crypto ETF Index, operated by Bios Calc, a Wyoming profit corporation ("we", "us", or "our"), provides informational content only. This Risk Disclosure highlights significant risks associated with cryptocurrency ETFs and use of this platform.

1. No Investment Advice

We are not a registered investment advisor, broker-dealer, or financial institution. Nothing on this Site constitutes investment advice, recommendation, solicitation, or offer to buy or sell any security or digital asset.

2. High Volatility & Risk of Loss

• Cryptocurrency and spot crypto ETFs are highly volatile and can experience extreme price swings
• Investors may lose some or all of their principal
• Past performance is not indicative of future results

3. Market & Liquidity Risks

• ETFs may trade at premiums or discounts to net asset value
• Underlying crypto assets may face liquidity issues, especially during market stress
• Trading halts, flash crashes, or exchange outages can occur

4. Regulatory & Legal Risks

• Cryptocurrency regulations are evolving and uncertain globally
• Changes in laws (e.g., SEC, CFTC, IRS) may impact ETF availability, taxation, or value
• Potential for future restrictions or bans on crypto products

5. Operational & Counterparty Risks

• ETF sponsors, custodians, or authorized participants may face operational failures
• Hacking, theft, or loss of underlying crypto assets is possible
• Tracking errors may cause ETF performance to deviate from the underlying index

6. Platform-Specific Risks

The Site is provided "as is" without warranties. We do not guarantee accuracy, completeness, or timeliness of information. Use is at your own risk. We are not liable for any losses arising from reliance on Site content.

7. User Responsibility

You are solely responsible for conducting your own due diligence, assessing risks, and making independent investment decisions. Consult qualified financial, legal, and tax professionals before acting.

8. Changes to This Disclosure

We may update this Risk Disclosure at any time. Changes will be posted here with the new effective date.

9. Contact

Questions? Email: info@cryptoetfindex.com

Cryptocurrency and ETF investments carry substantial risk of loss. This disclosure is not exhaustive. Always verify information independently.